LOAN MODIFICATION
Do You Qualify For Mortgage Loan Modification?
Do you qualify for a mortgage loan modification? That all depends on your circumstances. This would be a better alternative, if your circumstances qualify, than letting your home go into foreclosure. A number of the lending institutions will work with you and/or your representative toward a satisfactory solution as they don’t want your home back. You’ll have to prove a hardship and that’s where someone like Avery Maxwell comes in. He has a spreadsheet that outlines all of the necessary details that need to be addressed. In addition, he will counsel you on what the bank is looking for as far as your monthly outlay of expenses. You must remember that the bank that holds your mortgage is only interested in your ability to pay them, not your car loan, credit card payments, etc. and these are things to discuss with Avery.
Perhaps you were unemployed for awhile and fell behind on your mortgage payments. You feel that you’re so overwhelmed and don’t know where to turn. This would be something that you’d contact Avery Maxwell about. He is most interested in helping those folks whose primary residence is at risk — where he feels that his services are best utilized. I found him to be a bright and dedicated professional. So, if you are in need of counsel, give him a call.
Most realtors just want your listing. However, I feel that we all need to come together to bring this craziness to an end. Unscrupulous lending practices as well as bad real estate purchase decisions have created an environment of distrust in the industry and as a real estate professional I would like to be part of the solution.
I personally would like to see that people are able to stay in their homes and perhaps at some later date when things have calmed down, then these individuals would be ready to make a move. I would be more than happy to talk to anyone who needs advice. Helping people is the best part of my work.
