LOAN MODIFICATION

Are you in need of a loan modification?  Do you

know if you qualify for a loan modification?  The vast majority of Americans don’t even know if they qualify.  To qualify for a loan modification, you’ll need to prove hardship, i.e., loss of job, decrease in income, illness, etc.  This is not for people who are “upside down” in their mortgage.  My suggestion is that if you are upside down and you can ride this out, hang in there.  Pay your mortgage and deal with it.  There are a lot of people out there in homes all over the valley in all price ranges who are suffering the same unfortunate circumstances.  

Have you tried calling your bank?  Are you getting anywhere?  Does this sound like your situation?  Unfortunately, there are many companies out there taking advantage of people — making promises they cannot keep.  Here’s your clue, if a loan modification company wants money up front, that is a sign that they are not operating above board.  They should not take a dime from you until and unless they can help you.  There are computer programs that honest companies have that allow them to input information which then tells them if you are a “pass” or a “fail” for loan modification.

I am working with a company that employees former bank employees that worked within those banks loss mitigation departments.  They know how to get the information through.  They know who to call.  

In addition, should you not qualify for a loan modification, they’ve done the paperwork to set you on the right track for a short sale scenario.

I’ve linked to the site….great people with your best interests in mind.